Welcome to J&J First Class Credit Repair Services

We’re here to help you get your credit back on track.  We offer a variety of options for those who want to DIY and those who need help completing the credit repair journey.
If you would like to schedule an appointment, click the link below and schedule your free 15 minute consultation. $5 refundable deposit to hold your spot.

Our Subscriptions

Choose the options and services that best meet your needs.

We offer an initial consultation to determine if you just need the DIY tools to help you reach your goals or one of our subscription plans.
When you know that you need help from day one, you can purchase a subscription that gives you six months of personalized service.
If you’ve accomplished your goals and then lose your way, let us be your backup plan. Come back to us so that we can help get you back on your credit journey. 
** Get in on the discounted prices before they increase to regular price**
** All personalized subscriptions come with a seven-day money back guarantee, minus a $50 consulting fee. No products will be mailed or emailed, nor letters sent until after the seven-day window has passed**

Free 15 minute consultation

Contact us to see if our services are right for you.

DIY & Initial Consultation

Let us help you decide which path you rneed to take to reach your credit goals.

Six Month Subscription

If you know that you're not interested in doing the work yourself, choose the six month enrollment plan and let us do the work for you.

Beginner's Subscription

Have you wondered what you need to do to establish good credit and how to maintain it? Let us help you figure out what options best meet your budget and goals and walk you through the process.

Our Specialized Services

Specialized services.

Inaccurate inquiry removal only.

Please schedule your free 15-minute consultation prior to scheduling one of our specialized plans.

You have one week from enrollment to request a full refund, less a $50 consultation fee. 50% refund less consultation fee is available up to 7 days from enrollment. No refunds are available after 7 days.

Prices are based on how many inquiries are on your credit report per Bureau. Example, four inquiries on TransUnion, Equifax and Experian equals 12 total inquiries. Fee would be $199.

*** No services will be provided until after the 7-day cancellation has passed.***

* Results may vary depending on your credit situation. Prices are based on the information available in your credit report at the time the consultation has been completed and services are agreed on. *

Basic Inquiry Subscription

1 to 9 inquiries total for three months max. $99 deposit due at enrollment remainder due within 15 days of complete enrollment. Price $199.

Intermediate Inquiry Removal Subscription

10 to 24 inquiries total for six months Max. $149 deposit due at enrollment. Remainder due within 15 days of complete enrollment. Price $299.

Advanced Inquiry Removal Subscription

25 to 50 inquiries total for 12 months Max. $249 deposit due at enrollment. Remainder due within 15 days of complete enrollment. Price $499.

About Us

My credit journey began over 28 years ago. I started paying people to help fix the errors on my credit, but no one was providing the guidance needed to sustain a healthy score. After sitting down and taking control of my spending, I was able to start a sustainable credit journey.

I want to help clients learn from my mistakes. I will take the time to review your budget and discuss your monthly expenses before we tackle any errors on your credit. You have to be able to afford your bills in order to maintain a healthy credit score.

These are the exceptional services that this company will offer. We are personable, accessible and relatable.